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Buying Power

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House.ai is a real estate brokerage that works with consumers on finding the best properties to meet their needs and receive the best home-buying and home-selling education.

House.ai currently serves buyers and sellers in Texas, Florida, California, and Arizona. More states are on the way.

Real estate brokerage licenses are held by HOUSE.AI LLC (Texas, Florida), House.AI, Inc. (California), and House.AI Arizona (Arizona) — see our real estate licenses. California DRE #02447419. Home financing is offered through GMCC (General Mortgage Capital Corporation). Equal Housing Lender.

Texas Real Estate Commission Information About Brokerage ServicesTexas Real Estate Commission Consumer Protection Notice

© 2026 House.ai, LLC. All rights reserved.

Every home search starts with one number. Get yours.

Your Buying Power is the home price you can comfortably afford — a realistic number that fits your finances, not a generic guess. Answer a few quick questions and House.ai works it out for where you’re buying — no credit check, and nothing is pulled until you choose.

How it works

1

Tell us a few basics

Answer a few quick questions about income, debts, and savings — see what you can afford instantly.

2

See which loan programs fit

We check our lending partner’s loan programs against your numbers and show the ones that fit.

3

Get pre-approved

Our licensed lending partner verifies your details and gives you a pre-approval letter sellers trust.

Learn the moves
How much house can you really afford?Start here — what a comfortable budget really looks like.7 min readHouse.ai Guide
What your Buying Power meansThe one number sellers trust — and how it’s built.4 min readHouse.ai Guide
What you need to get startedTwo minutes of rough numbers now — documents only when you choose to verify.3 min readHouse.ai Guide
Does connecting accounts run a hard check?What data we use, what we don’t, and how it stays private.3 min readHouse.ai Guide
What moves your number mostIncome, debts, credit and rate — which lever matters, and by how much.5 min readHouse.ai Guide
How to choose a mortgage lenderCompare your options and what pre-approval really means.6 min readHouse.ai Guide